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No Annual Fee and 21-Month Introductory APR Offer

If you’re looking for a credit card that offers advantageous conditions, extra protection, and no annual fee, the Wells Fargo Reflect® Card is one of the best options on the market. With one of the longest 0% APR introductory rates available, this card has become increasingly popular among consumers who want to save money and better manage their finances.
Key Benefits
- 0% APR on purchases and balance transfers for up to 21 months
- No annual fee
- Cell phone protection of up to $600 per claim
- Access to My Wells Fargo Deals cashback offers at partner stores
- Roadside Dispatch® assistance
- Zero Liability Protection against unauthorized transactions
After the introductory period, the APR varies between 17.24% and 28.99%, depending on the applicant’s credit profile.
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Frequently Asked Questions
What’s the minimum credit limit for the Wells Fargo Reflect® Card?
Approved limits typically start around $1,000, depending on the applicant’s credit profile and history.
Does the Wells Fargo Reflect® Card offer a welcome bonus?
No, this card does not offer a traditional sign-up bonus. The trade-off is one of the longest 0% intro APR periods on the market.
What’s the interest rate after the introductory period ends?
Once the introductory period ends, the variable APR ranges from 17.24% to 28.99%, based on creditworthiness.
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